Trust
Terms
Plain-English terms for using FERS Planner as an independent educational estimate tool.
This page explains the current FERS Planner policy in plain English. It is not legal advice.
Educational use
FERS Planner is a private independent website, not affiliated with OPM.
The calculator provides educational estimates only and does not provide legal, financial, tax, or official benefits advice.
User responsibility
You are responsible for reviewing your inputs and confirming official benefits questions with your agency benefits office, OPM materials, and qualified professionals where appropriate.
Do not enter SSNs, employee IDs, agency passwords, or other credentials into this site.
Payments
Payment details are processed by Stripe.
Paid access, if available to your account, is for FERS Planner product features and does not change the educational nature of the estimates.