FERS guide

FERS Postponed vs Deferred Retirement

Postponed and deferred retirement can sound similar, but the timing, separation path, and benefits review questions are different. This draft guide will help federal employees frame the decision before using their own dates.

Full guide coming after source review

This page is intentionally brief while the full article is reviewed against official OPM references. It is independent, educational, and not affiliated with OPM.

Last reviewed 2026-05-01