Estimate your FERS retirement income.
Check your estimated annuity, retirement path, and what may change if you wait.
No card required · Takes about 3 minutes
Example estimate
Monthly annuity
$3,214/ month
Retirement path
Regular immediate
If you wait
Free FERS Retirement Date Checklist
Not ready to calculate yet? Get a simple checklist to compare retiring now, at 60, or at 62.
How it works
1
Enter your basics
Tell us about your service, salary, and goals.
2
Get your estimate
See your estimated annuity and retirement path.
3
Compare dates
See how different retirement dates may impact your income.
Why people use it
Clear retirement path
Visualize your likely path to retirement.
Simple estimate preview
Get an easy-to-understand estimate in seconds.
Compare now vs later
See how waiting can change your monthly annuity.
Transparent methodology
Source-backed rules
Not affiliated with OPM